ACBA bank

Obtaining credit

Relevant documents՝

* Identity documents of the applicant,

If necessary, you may also need to:

* Certificate of employment*

* Other documents confirming income

* For clients who use the service \"Receiving money transfers by phone call\" and do not have a documented income, the card account statement for the last 12 months is taken as the basis:

The period of limitation of documents at the time of acceptance should not exceed 15 days:

Due to different circumstances, additional documents and information may be required:

Example of calculating interest on a loan:

* Loan amount - 300,000 AMD

* Loan interest rate 11%

* Loan term is 24 months

* Loan Commission (charged monthly) -0.5% of the loan amount %

* In this example, the amount of monthly loan repayment * will be 15.482 AMD

VTB bank

Loans in installments

* Minimum loan amount-AMD 30,000

* The maximum loan amount is AMD 1,500,000

* Nominal annual interest rate.%

* The maximum loan term is 5 years

* Decision-making time up to 25 minutes

* Repayment method-annuity payments

* Early repayment of the loan without restrictions

* Monthly Commission for servicing the credit account (mandatory) - loan amount 0-1. 01%

* Obligations of the borrower 

for overdue loans and overdue interest-0.1% for each calendar day

 

INECO bank

Required Documents:

*Passport and social. card / ID card,

Terms:

*Annual interest rate: 19 to 21.5% (depending on the client's credit score)

*Term: 3 to 36 months or 3 to 48 months

*Currency: AMD

*Advance payment amount: 0%-70% (depending on the client's credit limit)

*Minimum and maximum loan limit: 30,000-5,000,000 AMD

*Maintenance fee /monthly/ - 0%